| Business Banking |
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Business Checking Accounts offer a simple pricing structure for most businesses that write a limited number of checks and make a limited number of deposits each month. You can avoid the monthly maintenance fee by keeping a modest minimum balance on deposit.
Free Business Checking is designed for businesses with low to moderate transaction volume.
See fee schedule for details
For companies with higher levels of account activity, Cardinal's Commercial Checking Account is flexible, comprehensive and supported by complete account analysis. Choose the specific services your business requires, and pay only for the services you use. The analysis system summarizes balance and activity information, and then calculates an earnings credit to help offset some or all of your monthly charges for checking and other services.
Earn a higher rate of interest with a Chairman’s Club Checking Account. The Chairman’s Club Checking Account is available to sole proprietors and non-profit organizations when a new account is opened with $1,000 or more in new money to Cardinal. Keep a minimum balance of $1,000 or more and earn a high rate of interest.
- Free Cardinal Custom Checks
- Free Online Banking and free Bill Pay
- Special Chairman’s Club Visa® CheckCard with higher daily limits for ATM withdrawals and POS purchases
- No fee for using a non-Cardinal ATM4
- Free Cardinal Visa Extras
- Free access to Cardinal Telephone Banking
- Unlimited check writing
- Minimum opening deposit $1,000 in new money to Cardinal
- Easy-to-balance monthly statement and free check imaging
- Earns a competitive rate of interest
- Balances and account information available 24 hours a day with Business Online Banking and Telephone Banking
- Minimum opening deposit $100.00
- Monthly maintenance fee if the balance falls below the minimum
- Per Item Fee is waived for the first 250 items
- Free Business Visa® CheckCard2 available with Free Cardinal Visa Extras
- No fee for using a non-Cardinal ATM4
- Easy to balance monthly statement and free check imaging
- Available to sole proprietors and non-profit organizations
See fee schedule for details
The Cardinal Bank IOLTA is an interest-bearing account that an attorney or law firm maintains for commingled client funds that are nominal in amount or held for a short term. All interest earned on the IOLTA account (less applicable service charges and/or an IOLTA transmittal fee) is remitted directly by Cardinal Bank to the Legal Services Corporation of Virginia.
- Earns a competitive rate of interest
- Balances and account information available 24 hours a day with Business Online Banking and Telephone Banking
- Minimum opening deposit $100.00
- Easy to balance monthly statement and free check imaging
The Cardinal Escrow Manager account is an account targeted to customers who manage escrow funds for their own clients. Cardinal Escrow Manager simplifies accounting procedures and decreases the paperwork associated with escrow administration.
- Earns a competitive rate of interest
- Allows for maintenance of separate accounting records for each individual escrow deposit account (sub account)
- Combined statement provides activity for all sub accounts
- Provides each sub account owner with a 1099 statement for IRS reporting
- Each sub account is protected by FDIC insurance
- Minimum opening deposit $100.00
- Free Online Banking and free eStatements
1Check printing charges apply.
2No fee for using non-Cardinal ATMs. ATM owner may impose surcharge.
3Service requires mobile Internet access from your cellular phone, PDA or other wireless device. This service is available across most of the major wireless carriers.
4You may incur other banks' ATM charges.
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