Standards for Estimation

1. Introduction – Self-Presentation:
   • types of loans: types of loans description, how funds are transferred, speed of money transmission;
   • terms of use: borrower age, loan amount, interest rate, period, with / without employment;
   • application: documents, guarantors presence, speed of application processing;
   • re-payment: ways to repay a loan, possibility to pay a loan back earlier / partially, delay of payment, penalties;
   • extension: possibility to extend a loan, for how much times it is possible to extend a loan, a possibility to take a loan if the first has not been paid yet;
   • bad credit history
2. Technical Data:
   • secure connection;
   • mobile version;
   • antivirus;
   • convenience of application.
3. Is website legit? (ScamAdviser.com)
4. Reviews:
   • 4.1. reviews on site itself;
   • 4.2. reviews on foreign recourses.
5. Contact:
   • 5.1. contact information: phone number, contact address and e-mail;
   • 5.2. locations: in what locations this online service is present + map;
   • 5.3. support group: life chat; contact form.

Creteria of Estimation:

• 5 star rating – presence of all points in a unit + quality and understanding information;
• 4 star rating – absence of one point in a unit;
• 3 star rating – absence of two or three points in a unit;
• 2 star rating – absence of three points in a unit;
• 1 star rating – absence of information or unknown requirements in a unit.